One of the biggest problems with the dirt or soil that is
this close to the wood framing, is that it allows easier access for
subterranean termites. Subterranean termites need the protection of soil
and when wood framing members are practically sitting on the soil, you
can almost guarantee termite problems, if the conditions are right.
Most building codes requires 6 inches between soil and wood framing
components. The code might be different in your area and you should
always check with your local building department first, before building,
repairing or remodeling.
It wouldn't be a bad idea to remove some of the soil around the concrete
post piers and add more concrete. I don't suggest that you leave
something like this alone, but I also don't intend on scaring anyone. If
you live in a house that was built similar to the picture above and you
don't have any problems with your wood framing, you might not ever
happen problems with your wood framing.
If you choose to leave something like this alone, it wouldn't be a bad
idea to inspect these areas on a yearly basis. This way if there were
any problems, they could usually be repaired inexpensively. However, if
these areas aren't inspected and the termites have been enjoying
themselves for quite some time, you could be in for some major home
repairs.
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